Great Photo Collage Tutorial and Website!

Ok, so its not my tutorial, but this is an awesome tutorial I got from a group I belong to.  Its for making a photo collage.  You have one large image and 3 small ones.  She goes into depth showing how to create the template.  There are great step by step images with arrows pointing you in the right direction.  I also found this site to have multitudes of tuts and tips for free!  I love free stuff!  Enjoy!